Maximum eligible cash-out LTV
Actual leverage is determined by DSCR, credit, value, reserves, seasoning, property, state, and current lender guidelines.
Eligible business-purpose DSCR refinances
Up to 80% LTV cash-out.
Nominate an appraiser.
Two advantages that can materially change an investor's refinance: access more eligible equity and, on select programs, nominate the qualified appraiser who knows the market.
Appraiser nomination on select programs
You may nominate a qualified appraiser; the lender or approved appraisal channel must accept the appraiser and retain final authority.
What Brad checks first
The headline gets attention.
The file earns the leverage.
Brad reviews the refinance as a complete execution plan before representing that either advantage is available.
Cash-out purpose
Requested proceeds, current payoff, use of funds, seasoning, and the ownership timeline.
Property coverage
Market rent, current lease, taxes, insurance, association dues, and the program-specific DSCR calculation.
Valuation path
Appraiser licensing, geographic competency, lender acceptance, independence, timing, and property complexity.
Borrower strength
Estimated credit, reserves, liquidity, entity, experience, property history, and any recent title changes.
Your appraiser—not appraisal shopping
More control.
Independent value.
Borrower nomination does not mean directing the value or bypassing the lender's process. The appraiser must be properly licensed, geographically competent, independent, and acceptable to the lender or its approved appraisal channel.
Brad confirms eligibility before an order is placed so the file does not lose time—or money—on an unusable report.
Check my property and appraiserHave equity to unlock?